Lifters not Leaners

 Robert Menzies' immortal phrase, ‘lifters not leaners,’ Mr Abbott told journalists when he was clarifying 

‘Kiwi workers living in Australia will not be entitled to broader welfare benefits, despite them paying local tax’.

We have more than once reflected when flying across the ditch that Australia is not the only ‘lucky country’.

 In fact we have that thought when flying back from several Asian countries.

This week we asked Kim who has two children in Thailand, why would you borrow 500,000 for a house here when you can buy a house there for 50,000?

Will Australia remain lucky?

If the faithful & it has to be faith that keeps voting in another union solicitor then ‘good luck’ as we don’t need another one to hold us back in the 19^th century. It would be fascinating to know what these union heavy weights get paid.

 Surely workers @ Toyota & SPC Ardmona would have been prepared to have forgone entitlements rather than lose their jobs. Apparently some judge Mordy Bromberg says that the workers can’t vote on such matters. A strange decision & probably jumping to a law written by union solicitors ‘fighting for Fair’.

So who are the lifters?

You are.

Do you really want to waste your funds on the leaners?

Where does your taxx go?.

If you need any encouragement to look after yourself then consider

ALMOST one third of Australians expect a large financial shortfall at retirement, a private survey has found.

How are you going so far?

And again from the Courier Mail

THE true cost of buying a house in Australia is more than $1.2 million.

Yes it is a multiple of what you borrow.

After 29 years in financial services it is worse than this as everyone increases their debts to buy cars, renovate the house , take overseas trips & pay school fees & survive through redundancy.

I.e. it is a bigger multiple.

So what do we suggest?

 Ann  who is an accountant emailed us recently.

Hi John

It is time I revisited my financial plan.

Could we catch up on 3rd or 4th January?

Thanks

You could too & yes we do help all including Pat & Lea who definitely didn’t get any advice from their industry fund . You get what you pay for.

They needed advice as Pat is past retirement age & still with a mortgage which is charging more than their funds are earning.

i.e. a very simple debt reduction strategy & eliminated taxx to zero on Pats super .

Pat & Lea will always have the faith & they also have faith in us.

Mary called us this week as her industry fund only pays her for 2 years if she is disabled.

Then what?

 ‘Centrelink is useless ‘she says. We viewed Landline on 9/02/14 & a farmer dumped the paperwork he had to complete. It was a weight.

Mary is very concerned if she can’t work as she still has 177,000 mortgage & ‘what if?’ is of major concern to her. It would take her more than 2 years to pay off the mortgage.

We proposed several solutions to Mary including a solution not out of her cashflow & another non financial holistic solution.

 We help the lifters have a fair go.

You are welcome to call us on 07 3848 1088 or email us  or contact us through our websites as Ann & Mary did & others do.

They are very pleased they did & voted with their money.

Remember ‘ If we were in your position what would we do so that you are better off in three years time?

It costs not to as we discovered with the orthodontist.

John McAuliffe