What do you do?

What do you do?
Clive has asked us to provide the WIFM, the What’s in it for you? Or what is also known as the ‘elevator Speech’. I.e. explain what we do in the time we are in the lift.

We read in the Courier Mail today Soaring house prices may spark mortgage crisis

And again today House prices 'too high for cops, teachers' | The Australian
then 30+ % of Australians have a serious financial challenge on their hands.

They are as the recent floods have shown only a week or two away from real financial stress.

Very simply the traditional approach flogged by banks, governments, real estate agents & mums is due to topple over.
What direction can you go when we also read this week Australian home prices the world's most overvalued: The Economist | The Australian

There needs to be another strategy to help you escape the ‘rat race’.
The average battler say the above teacher & cop might be on 80,000 say
His taxx is 17,550 which leaves 62,450.
His mortgage of say 350K @ 7.25% interest only say is 25,375
Which means the family lives on not much
i.e. 37,075 which is reflected on their credit cards as a 15,000+ Dr.
Thus the spouse needs to earn 20K+ gross to support the image that they want.

We can change all those numbers but the result is still the same.

There must be a better way & there is if there is a wish & 25% + equity & a savings capacity of $10 per day & time to do so.

I.e. there is a strategy to have ‘the taxx man subsidise the debt’ over time without reducing but defining lifestyle. As required by everyone from the client to the regulators there is full transparency.

We have been coaching clients & monthly monitoring their cashflow since 1994 & in financial services since 1984.

We believe that we ‘are Not your average financial planner’ as we have 27 years of financial wisdom & cynicism to offer you. As an ex math’s teacher we are keen to help solve your financial problem. E.g. Mal has children younger than his grandchildren.

We are here to coach those so that they don’t waste 15K to 100k in taxx, so that they do have the option to retire in their ‘fatigued fifties’ to travel to the ‘view of the world’ if they wish.

Remember you need 1,000,000 to have in capital outside the house if you are not to 'live like a refugee'

You are welcome to call on 07 3848 1088 or email or visit our websites for a free meal to ‘break bread’.

You are welcome to learn ‘the cashflow game’ which we also run.

John McAuliffe