Our Wish for You in 2011

Our Wish for You in 2011




May peace break into your house and may thieves come to steal your debts.
May the pockets of your jeans become a magnet of $100 bills.
May love stick to your face like Vaseline and may laughter assault your lips!
May your clothes smell of success and may happiness slap you across the face and may your tears be those of joy.
May the problems you had forget your home address! In simple words .............

May 2011 be the best year of your life!!!

This was one of the many emails that we & maybe yourselves received over the last week.

But we also received this one.



Hi John,

Spreadsheet as discussed.

Thank you so very much for your positivity............. feel a little weight off my shoulders already, looking forward to meeting you soon.

Kind Regards,

and then later

Very excited Chris was fantastic, explained things well.............so cant wait to get the ball rolling and get rid of this mortgage!!!

Speak to you tomorrow as just about to head back outside.

Kirsty



Yes it is time to make those new year resolutions. How many did you make last year & how many did you achieve?

"so cant wait to get the ball rolling & get rid of the this mortgage could be one of your objectives."


But we suggest that maybe that was one of them from last year & hence the old way isn't good enough. Of course you could do what the Builder from 9 or Wayne Duck suggests & head down to the 5th pillar.

Good luck because you will be given the same type of P & I loan at maybe a lower rate. Remember that a P & I loan is designed to be longer that most marriages i.e 25 years. How about saving years off that 25 year financial noose.

Surely that is a better way. Those who were enticed into a first home owners grant maybe regretting that now.



We read today of the IPOD generation ie Insecure, Pressured,Over taxxed and Debt burdened. If you want more than an Ipod toy then actioning the resolution needs coaching.

The Red Queen might say 'off with their heads' but we didn't hear of a similar call for Justin who coaches the seriously burnt or ashen Aussie No 1 cricket team.

If you are one of those in such a position & want & need some financial coaching then we invite you for a free meal here. You can check out our menu also.



Of course you maybe in the happy position to not have had a mortgage 'forced' onto you by Mum or society or have paid off.

Then as we were discussing with Kerryn today there are other options to invest. Of course they all come with degrees of risk.

However we suggest that those with debt in Bundaberg or Condamine or elsewhere in QLD are really in serious financial risk as their debt hasn't reduced but maybe their 'asset' -no their house 'asset' is now a bigger risk. What is the bank going to say??

So we suggested to Kerryn five other markets& other asset classes outside Aussie that have well exceeded the flat returns here over 2010.

If it is a good time for Aussie travelers to travel abroad then maybe it is a good time to invest abroad. If the 'low hanging' or easy pickings have been picked over here then maybe elsewhere has a case. But where. Some are very close to our door & all can be accessed through specialist fund managers. Of course your low mysuper or industry fund won't provide these specific options. There is a cost to NOT having these options.

Lets recall that you need to have 1,000,000 in capital outside your house to maybe not rely on government later. And government today is being suggested to to include the home in pension tests.

Kerryn can enjoy the beach today.



We promise that you will know more about your financial jigsaw after our meeting & we certainly won’t waste your or our time.

Check out our menu whilst we discuss your wholestic needs.

It won’t cost you anything but the effort to call us on 3848 1088 or email us


John McAuliffe