Yes we had
the call at 8.30pm last night. It is the call an adviser doesn’t want to hear.
My son has been killed
& you do his insurance.
We are in
shock & just want to say nothing as anything is a platitude.
We are very sorry.
It happens to the wrong people.
Our prayers & sympathy.
You don’t deserve this has you have worked so
hard.
Then we ask
ourselves these questions
Who does he
have his insurance with?
Who is his
beneficiary?
Who do we
contact & what is the process?
How much
insurance does he have & is it
enough?
What did we
advise him to take?
We
don’t ask & no one ever does Now
How much
was the premium ?
What did we
charge?
What is the
ongoing service fee for?
Let me
think about it.
And all
those other procrastination excuses for an opt out of the real world
This event
affects everyone, parents, girl friend, work colleagues, customers, suppliers
& all his friends.
May he LMC rest in Peace
He worked
very hard, he was ambitious, he cared for many years his girlfriend who is
estranged from her family & his father was passing the business
that he had built up to him.
Unfortunately
this is not the first claim that we have had.
We recall our first claim @
Easter 1986 when ADR was killed by a road train.
We had advised cover six week
earlier & he had to ask his wife who was a solicitor.
We still recall to
this day she quivering in shock at the funeral.
No she says .
Hence we always wonder how she has
survived.
Insurance
certainly doesn’t help the grief but it helps all those left behind .
His cover
is with TAL and TAL paid $885 million in claims in the 12 months to
31 March 2014, representing a 38% upsurge on the previous period.
and
For the
first time in its history, the Australian life insurance industry has paid out
more than $5 billion in claims in a
single year.
As nearly
all on our list has contacted us for cover & procrastinated then today is
the time to call us again.
Is it our
job to call you? How many times should
we?
After the PUP’s
kitten’s petulant decision this week then maybe there won’t be an adviser left
for you to call.
We believe that we can generate significant financial certainty for you throughout our relationship & importantly add substantial value to ensuring you achieve all that is important & valuable to you as you have articulated to us.’
If we were to sit down in three years time & looked back what do we need to do today so that you are financially & personally better off & happier.
John McAuliffe